A Comprehensive Overview of the Past, Present, and Future of Money Broken Money explores the history of money through the lens of technology. Politics can affect things temporarily and locally, but technology is what drives things forward globally and permanently. The book's goal is for the reader to walk away with a deep understanding of money and monetary history, both in terms of theoretical foundations and in terms of practical implications. From shells to gold, from papyrus bills of exchange to central banks, and from the invention of the telegraph to the creation of Bitcoin, Lyn Alden walks the reader through the emergence of new technologies that have shaped what we use as money over the ages. And beyond that, Alden explores the concept of what money is at its very foundation to give the reader a framework to analyze and compare different types of monetary technologies and monetary theories. The book also takes a distinctively human look at how money impacts the lives of real people, and how new monetary technologies shape the power structures within society. In the modern era, energy abundance and technological enhancements have broadly improved human well-being, but the global monetary system has been slow to keep up. There are over 160 active currencies in the world, each with a local monopoly over its own country, and with little or no acceptance elsewhere. Many of them are rapidly diluted, which continually devalues the savings and the wages of the billions of people who live and work within those jurisdictions. Being born in the "wrong" country makes saving money far harder than it needs to be. Nigeria has a population of over 200 million people and has averaged 13% annualized inflation over the past decade. Egypt cut its currency in half relative to the dollar twice over the past decade, which instantly devalued the savings and wages of its 100 million citizens. Dozens of countries have experienced at least triple-digit year-over-year inflation within the past four decades, including Brazil that outright hyperinflated in the 1990s while it was the fifth most populous country in the world. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. In 2021, the chairman of the U.S. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. By 2022, as major inflation emerged, the chairman rapidly changed his outlook and tightened monetary policy so quickly that it led to the failure of some of the largest banks in the country. How did we get to this point? Why isn't our money better than this in the 21st century? Broken Money answers these questions by examining the current mix of technology that has led to these limitations, and then explores emerging technologies that may be able to provide us with a monetary system that is fit for the modern era.
One of the biggest questions of the financial crisis has not been answered until now: What happened at Lehman Brothers and why was it allowed to fail, with aftershocks that rocked the global economy? In this news-making, often astonishing book, a former Lehman Brothers Vice President gives us the straight answers—right from the belly of the beast. In A Colossal Failure of Common Sense, Larry McDonald, a Wall Street insider, reveals, the culture and unspoken rules of the game like no book has ever done. The book is couched in the very human story of Larry McDonald’s Horatio Alger-like rise from a Massachusetts “gateway to nowhere” housing project to the New York headquarters of Lehman Brothers, home of one of the world’s toughest trading floors. We get a close-up view of the participants in the Lehman collapse, especially those who saw it coming with a helpless, angry certainty. We meet the Brahmins at the top, whose reckless, pedal-to-the-floor addiction to growth finally demolished the nation’ s oldest investment bank. The Wall Street we encounter here is a ruthless place, where brilliance, arrogance, ambition, greed, capacity for relentless toil, and other human traits combine in a potent mix that sometimes fuels prosperity but occasionally destroys it. The full significance of the dissolution of Lehman Brothers remains to be measured. But this much is certain: it was a devastating blow to America’s—and the world’s—financial system. And it need not have happened. This is the story of why it did.
Frederick Bastiat dismantles Socialism, the Nanny State, the Welfare State, Pro-Business Cronyism, and all the other forms of government interference in people's lives. He destroys the perverse logic of the Do-Gooders who want to help one group or another because, somehow, it's the fair thing to do. Bastiat shows that the result of all this protection and benevolence is to make people poorer and less free. His lessons and logic are up to date and powerful. Amazingly, the book originally came out in 1850! The Law is a quick read for both the beginner and the neophyte... and one you'll choose to re-read.
- [Pickup system]: AODSK electric guitar features 5 types of pickup switches and 2 types of tone and volume controls to choose from. It is suitable for both beginners and professionals, accommodating a wide variety of musical styles - [Full Size Electric Guitar kit]: Your electric guitar set comes ready to play right out of the box.No need to buy any additional accessories, this full set comes with an amplifier and guitar cable, high-quality guitar bag, electronic tuner, 6 spare strings, guitar picks, whammy bar, capo, cleaning cloth, and guitar strap - [Electric Guitar Amplifier]: The beginners set includes a 5W amplifier with built-in dual speakers, headphone jack, and AUX input for playing music on your phone or MP3 player. The amplifier also features charging and Bluetooth capabilities for convenient use when you're out and about. It also has gain and reverb functions - [Quality Materials]: Custom-designed and handcrafted laurel fingerboard and birch neck. It translates vibrations into the rich, classic tones in the guitar through 3 pickups. The design of the C -type neck is more comfortable. The tremolo bridge system allows you to bend the pitch while playing, and the detachable tremolo arm produces a tremolo effect. Overall dimensions: 46.45*14.96*3.14 inches - [Holiday Gift]: Musical instruments and music-related gifts can not only meet the needs of music lovers,but also add a special atmosphere to the festival.Therefore,this product is a good choice for Christmas gifts,birthday gifts,and New Year gifts
Color: White-HSS
[ MP3 CD Format ] The New York Times bestselling author and entrepreneur investigates what would happen if a new financial world order took hold, one in which global elites own everything and you own nothing -- and yet you are somehow happy. When Carol Roth first heard that one of the World Economic Forum's predictions for 2030 was "You will own nothing, and be happy," she thought it was an outlandish fantasy. Then, she researched it. What she found was that a number of businesses, governments, and global elites share a vision of a future that sounds utopian: Everyone will have everything they need, and no one will own anything. From declines in home and vehicle ownership to global inflation and government spending, many of the trends of modern life reveal that a new world that is emerging -- one in which Western citizens, by choice or by circumstance, increasingly do not own possessions or accumulate wealth. It's the perfect economic environment for the rich and powerful to solidify their positions and prevent anyone else from getting ahead. In You Will Own Nothing¸ Roth reveals how the agendas of Wall Street, world governments, international organizations, socialist activists, and multinational corporations like Blackrock all work together to reduce the power of the dollar and prevent millions of Americans from taking control of their wealth. She shows why owning fewer assets makes you poorer and less free. This book is essential guide to protecting your hard-earned wealth for the coming generations.
UNBAR takes the battle of ideas to the globalists’ doorstep and challenges the belief system and science that underpins the policies of the World Economic Forum. It’s a 99.99% certainty that you haven’t been taught anything about UNBAR’s insight in the fundamental factors that affect geopolitics, globalization and the future of our civilization. "UNBAR makes a concise yet powerful case for supporting decentralized money, and explains why it is conducive to human flourishing in all its myriad forms." Lyn Alden, Author of Broken Money "UNBAR is a must-read for those seeking a nuanced understanding of the relationship between geopolitics, power and money. The author strings along concise links between civilizations' past and shares lessons we can draw from it. As a result, UNBAR provides a unique synthesis and analysis of case studies which serve as a thought-provoking guide that emphasizes the importance of personal responsibility and collective action in shaping the future. The book explores the risks to the American hegemony, and through critical examination it offers a sophisticated analysis of the geopolitics of money. UNBAR demonstrates the significance of monetary freedom and the impact it has had on civilizations and people. The author introduces Bitcoin as a bridge that connects to our previous monetary freedom roots and argues that this new technology is a transformative force that has a positive effect on the development of the new world order. While the book starts with a preface that builds intrigue, it ends with a highly effective afterword dedicated to the youth – where the author emphasizes the need for discipline, virtue, action and a collective sense of purpose as the primary way to escape the perilous economic conditions of today." Abubakar Nur Khalil, Bitcoin Core developer
UPDATED & EXTENDED 2ND EDITION - with a brand-new foreword by Merryn Somerset Webb Let the market come to you Deep Value Investing by Jeroen Bos is an incredibly candid and revealing guide to the secrets of deep value investment. Written by an investor with a long and remarkable track record, it shares for the first time the ins and outs of finding high-potential undervalued stocks before anyone else. Deep value investing means finding companies that are genuine bargains that can pay back phenomenally over the long term. They are firms so cheap that even if they were to close tomorrow their assets would pay you out at a profit. But if they can turn things around, the rewards will be many times greater ... These were the favourite shares of Benjamin Graham, author of The Intelligent Investor. Inspired by Graham's classic and with a long history of discovering these great value stocks - sometimes known as 'bargain issues' or 'netnets' - author and investor Jeroen Bos reveals: - how to use only publicly available information to discover these shares and filter the gold from the dross - everything he did when analysing, purchasing, monitoring and selling more than ten recent successful deep value investments - the complete philosophy behind deep value investing, and the ins and outs of this strategy in practice - what can go wrong and how to minimise the chances of it happening to you. Deep value investing has a better track record than almost any other approach to the market. Even better, it doesn't require minute and technical knowledge of a company, nor is it fixated on earnings or often-unreliable future projections. It's all about the balance sheet and patience. This makes it the perfect investing approach for those who want to see phenomenal stock market returns without wasting time or commission costs.
Praise For Damn Right! From the author of the bestselling WARREN BUFFETT SPEAKS "Charlie Munger, whose reputation is deep and wide, based on an extraordinary record of brilliantly successful business strategies, sees things that others don’t. There is a method to his mastery and, through this book, we get a chance to learn about this rare individual." ――MICHAEL EISNER, Chairman and CEO, The Walt Disney Company "Janet Lowe uncovers the iconoclastic genius and subtle charm behind Charlie Munger’s curmudgeonly facade in this richly woven portrait of our era’s heir to Ben Franklin. With a biographer’s detachment, an historian’s thoroughness, and a financial writer’s common sense, Lowe produces a riveting account of the family, personal, and business life of this idiosyncratically complex and endlessly fascinating figure." ――LAWRENCE A. CUNNINGHAM, Cardozo Law School, Author of The Essays of Warren Buffett: Lessons for Corporate America "For years, Berkshire Hathaway shareholders and investors worldwide (me included) have struggled to learn more about Warren Buffett’s cerebral sidekick. Now we can rest and enjoy reading Janet Lowe’s book about this rare intellectual jewel called Charlie Munger." ――ROBERT G. HAGSTROM, Author of The Warren Buffett Way "Charlie has lived by the creed that one should live a life that doesn't need explaining. But his life should be explained. In a city where heroism is too often confused with celebrity, Charlie is a true hero and mentor. He lives the life lessons that he has studiously extracted from other true heroes and mentors, from Ben Franklin to Ben Graham. This book illuminates those life lessons." ――RONALD L. OLSON, Munger, Tolles & Olson LLP "Janet Lowe’s unprecedented access to Charlie Munger and Warren Buffett has resulted in a first-class book that investors, academics, and CEOs will find entertaining and highly useful." ――TIMOTHY P. VICK, Money Manager and Author of How to Pick Stocks Like Warren Buffett
A Business Week, New York Times Business, and USA Today Bestseller "Ambitious and readable . . . an engaging introduction to the oddsmakers, whom Bernstein regards as true humanists helping to release mankind from the choke holds of superstition and fatalism." ―The New York Times "An extraordinarily entertaining and informative book." ―The Wall Street Journal "A lively panoramic book . . . Against the Gods sets up an ambitious premise and then delivers on it." ―Business Week "Deserves to be, and surely will be, widely read." ―The Economist "[A] challenging book, one that may change forever the way people think about the world." ―Worth "No one else could have written a book of such central importance with so much charm and excitement." ―Robert Heilbroner author, The Worldly Philosophers "With his wonderful knowledge of the history and current manifestations of risk, Peter Bernstein brings us Against the Gods. Nothing like it will come out of the financial world this year or ever. I speak carefully: no one should miss it." ―John Kenneth Galbraith Professor of Economics Emeritus, Harvard University In this unique exploration of the role of risk in our society, Peter Bernstein argues that the notion of bringing risk under control is one of the central ideas that distinguishes modern times from the distant past. Against the Gods chronicles the remarkable intellectual adventure that liberated humanity from oracles and soothsayers by means of the powerful tools of risk management that are available to us today. "An extremely readable history of risk." ―Barron's "Fascinating . . . this challenging volume will help you understand the uncertainties that every investor must face." ―Money "A singular achievement." ―Times Literary Supplement "There's a growing market for savants who can render the recondite intelligibly-witness Stephen Jay Gould (natural history), Oliver Sacks (disease), Richard Dawkins (heredity), James Gleick (physics), Paul Krugman (economics)-and Bernstein would mingle well in their company." ―The Australian
- [Sounds fuller and richer] This external laptop microphone is a welcome improvement in the virtual meeting environment, providing increased clarity and greater noise reduction. You can easy to be heard and understood, and will be more relaxed and comfortable during conferences. - [Plug & play] Recognized both in pc and laptop immediately, this computer conference mic works well for Zoom, WebEx, Teams, Discord and making videos. The stand up mic doesn't take up much space for work from home situations, and is convenient for traveling. (Incompatible with Xbox.) - [Easy control & adjustment] The knob on the front of the desk mic comes in handy to increase / reduce sound. You can also turn it all the way down to mute the mic. With the help of the included pivot mount, you can quickly adjust the angle and position of the mic for zoom meetings or chatting. - [Multipurpose] The directional condenser mic is sensitive that it picks up your faintest whisper. For online meeting and web calls you can leave the pc mic closer to your monitor and still facing you. For recorded talks and lectures you can pull it to the front edge of your desk and it's not in the camera's view at all. - [You will get] The package comes with a computer microphone with pivot mount, 6ft non-detachable usb cable, a tripod stand and user’s manual. The silver microphone has a clean look and will match with your laptop and other setup in the home office very well. (Note: If your laptop only has USB C port, you will need a genuine lightning adapter for connection.)
Color: Silver
L. E. Modesitt, Jr. continues the Saga of Recluce, the long-running, best-selling epic fantasy series. In a new story arc, From the Forest follows the early life of a man known by many names depending on who you ask―hero, tyrant, emperor. Alayiakal, who will one day be known by many names ―not all of them flattering―has to climb the ranks of Cyador’s Mirror Lancers, fighting against unforeseen weapons and ancient technology. Alayiakal, however, has secrets of his own to protect: his ties to the Great Forest and his magus abilities. He must silently pretend to be a conventional soldier favored by fate―until that very same fate forces him to choose. Saga of Recluce #1 The Magic of Recluce / #2 The Towers of the Sunset / #3 The Order War / #4 The Magic Engineer / #5 The Death of Chaos / #6 Fall of Angels / #7 The Chaos Balance / #8 The White Order / #9 Colors of Chaos / #10 Magi’i of Cyador / #11 Scion of Cyador / #12 Wellspring of Chaos / #13 Ordermaster / #14 Natural Order Mage / #15 Mage-Guard of Hamor / #16 Arms-Commander / #17 Cyador’s Heirs / #18 Heritage of Cyador / #19 The Mongrel Mage / #20 Outcasts of Order / #21 The Mage-Fire War / #22 Fairhaven Rising/#23 From the Forest Story Collection: Recluce Tales Other Series by L.E. Modesitt, Jr. The Grand Illusion The Imager Portfolio The Corean Chronicles The Spellsong Cycle The Ghost Books The Ecolitan Matter
Downtown White Police: Demonizing the Alpha Cop, Glorifying Thugs, and Militarizing Law Enforcement is a take-no-prisoners exposé of the forces at work in American society that are leading us down the dangerous path to a militarized police force. Former police officer James Lancia excuses no one for what is happening in the nation today. Rather, through a riveting blend of real-life cop stories and social and political analysis, he explains the situation like only an insider can. Downtown White Police discloses not only the disturbing fact that our police are becoming militarized, but also explains why this troubling trend is happening—and why it has little to do with race. What’s more, Lancia reveals how the media, the entertainment industry, politicians, and social justice advocates are shamelessly hyping the news and creating a false paradigm that demonizes the alpha cop and glorifies the criminals in order to fundamentally change law enforcement into an agent of the federal government. Whether you’re concerned about your own safety or about the future of our democracy, your eyes will be opened to the reality of crime and the need for citizens to act in order to preserve our civil liberties—before it´s too late.