The Sunday Times Number One Bestseller. Over 10 million copies sold around the world. The original book from Morgan Housel, the New York Times and Sunday Times bestselling author of Same As Ever and The Art of Spending Money. As featured on the Dr Chatterjee podcast Feel Better, Live More and The Diary of a CEO podcast with Steven Bartlett. Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money – investing, personal finance, and business decisions – is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.
"A provocative and very funny page-turner..."--Wall Street Journal With dry wit and psychological acuity, this near-future novel explores the aftershocks of an economically devastating U.S. sovereign debt default on four generations of a once-prosperous American family. Down-to-earth and perfectly realistic in scale, this is not an over-the-top Blade Runner tale. It is not science fiction. In 2029, the United States is engaged in a bloodless world war that will wipe out the savings of millions of American families. Overnight, on the international currency exchange, the “almighty dollar” plummets in value, to be replaced by a new global currency, the “bancor.” In retaliation, the president declares that America will default on its loans. “Deadbeat Nation” being unable to borrow, the government prints money to cover its bills. What little remains to savers is rapidly eaten away by runaway inflation. The Mandibles have been counting on a sizable fortune filtering down when their ninety-seven-year-old patriarch dies. Once the inheritance turns to ash, each family member must contend with disappointment, but also—as the U.S. economy spirals into dysfunction—the challenge of sheer survival. Recently affluent, Avery is petulant that she can’t buy olive oil, while her sister, Florence, absorbs strays into her cramped household. An expat author, their aunt, Nollie, returns from abroad at seventy-three to a country that’s unrecognizable. Her brother, Carter, fumes at caring for their demented stepmother, now that an assisted living facility isn’t affordable. Only Florence’s oddball teenage son, Willing, an economics autodidact, will save this formerly august American family from the streets. The Mandibles is about money. Thus it is necessarily about bitterness, rivalry, and selfishness—but also about surreal generosity, sacrifice, and transformative adaptation to changing circumstances.
“Instead of 1984, read this.” —Washington Post From New York Times bestselling author Lionel Shriver, a near-future speculative fiction novel that explores the aftershocks of an economically devastating U.S. sovereign debt default on four generations of a once-prosperous American family In 2029, the United States is engaged in a bloodless world war that will wipe out the savings of millions of American families. In this gripping dystopian novel, the “almighty dollar” plummets in value overnight on the international currency exchange, to be replaced by a new global currency, the “bancor.” In retaliation, the president declares that America will default on its loans. “Deadbeat Nation” being unable to borrow, the government prints money to cover its bills. What little remains to savers is rapidly eaten away by runaway inflation. The Mandibles have been counting on a sizable fortune filtering down when their ninety-seven-year-old patriarch dies. Once the inheritance turns to ash, each family member must contend with disappointment, but also—as the U.S. economy spirals into dysfunction—the challenge of sheer survival. Recently affluent, Avery is petulant that she can’t buy olive oil, while her sister, Florence, absorbs strays into her cramped household. An expat author, their aunt, Nollie, returns from abroad at seventy-three to a country that’s unrecognizable. Her brother, Carter, fumes at caring for their demented stepmother, now that an assisted living facility isn’t affordable. Only Florence’s oddball teenage son, Willing, an economics autodidact, will save this formerly august American family from the streets. A potent work of financial fiction, The Mandibles is about money. Thus it is necessarily about bitterness, rivalry, and selfishness—but also about surreal generosity, sacrifice, and transformative adaptation to changing circumstances.
The lion cannot guard himself from the toils, nor the fox from wolves. A Prince must therefore be a fox to discern toils, and a lion to drive off wolves. The modern-day term “Machiavellian” is used to describe deception, dishonesty, and cruelty to meet a goal. The Prince by Niccolò Machiavelli was written as a guide for autocrats on how to govern using means that were meant to deceive and manipulate a government’s constituency—to the extent of advocating the use of evil for political expediency. In this classic work, the end justifies the means reigns paramount to Machiavelli’s system of government.
“A treasure-trove of useful, well-organized information on sea-going parenting.” —Gary “Cap’n Fatty” Goodlander, Author of Buy, Outfit and Sail Choosing a boat that is right for your family; handling the naysayers; keeping your children safe, healthy and entertained afloat—this inspirational and comprehensive guide may be just what you need to turn your dream into a reality. The three authors, who have each voyaged thousands of miles with children on board, provide a factual and balanced look at the realities of family life on the sea. From their own experience and with information from interviews with dozens of other voyaging parents, they discuss caring for an infant on board, handling the changing needs of children as they grow, education options, ensuring parents find the private time to keep their relationships in tune, and helping children make the eventual transition back to shore life. Added to the authors’ voices are sidebars from other cruising parents with specialized information on subjects as diverse as handling special diets and how your children can keep in touch with friends around the world. A unique bonus chapter, written by a dozen former cruising kids looks at the long-term effects of breaking away from shoreside normalcy. A substantial appendix of resources provides valuable further information on the subjects covered in this book. It is said that every parent inflicts their lifestyle choices on their children. Read this book to find why heading out to sea with your children may be the most rewarding infliction of all.
By special arrangement with the authors, the Mises Institute is thrilled to bring back this popular guide to ridiculous economic policy from the ancient world to modern times. This outstanding history illustrates the utter futility of fighting the market process through legislation. It always uses despotic measures to yield socially catastrophic results.It covers the ancient world, the Roman Republic and Empire, Medieval Europe, the first centuries of the U.S. and Canada, the French Revolution, the 19th century, World Wars I and II, the Nazis, the Soviets, postwar rent control, and the 1970s. It also includes a very helpful conclusion spelling out the theory of wage and price controls.This book is a treasure, and super entertaining!
ESSENTIAL LIFE SKILLS EVERY TEEN SHOULD KNOW BEFORE LEAVING HOME! -> THE PERFECT GIFT FOR TEENS AND YOUNG ADULTS- Congratulations, you’re a young adult. But… Are you ready to leave home? Do you have the skills to live independently? Chances are, you don't know everything you need to know yet. That's ok! We weren't born knowing how to cook or manage our money, and many of these skills are never taught in school. In today's world, you need more than just good grades to get by. You need life skills. Life skills are the skills that we need to function in everyday life. They include things like cooking, cleaning, budgeting, and time management. Many of these skills are never taught in school, but they're essential for thriving in the real world. Without life skills, young adults can struggle when they leave home and have to fend for themselves. This book will teach you 100 everyday life skills to make adulthood easier. By the time you're finished reading, you'll be ready to take on anything! So whether you're getting ready to finish school and head off to college, or you're already out in the real world, this book is for you. It's never too late to learn! In Life Skills for Young Adults, you'll learn how to: * manage your money wisely * save for your future * cook simple and delicious meals * find and apply for your first job * keep your living space clean and organized * deal with stress and anxiety * stay fit and healthy, and so much more. Life Skills for Young Adults is your essential guide to learning the skills you need to survive and thrive in the real world. If you like simple, practical, and real-world advice, you'll love this book. So what are you waiting for? It's time to start learning the skills you need to be a successful adult.
ESSENTIAL MONEY SKILLS EVERY KID SHOULD KNOW! Are you looking for a gift that will entertain your child and empower them with valuable life skills? WELL, LOOK NO FURTHER! "Money Skills for Kids," by Ferne Bowe (author of "Money Skills for Teens" and "Life Skills for Tweens"), is the book you've been searching for. Packed with practical advice, real-life examples, and interactive activities, it is designed to make the complex world of understanding money fun, accessible and engaging. Perfect for kids aged 8 to 13, this book is an educational tool - that takes the reader on the journey through the maze of money management, transforming them into savvy savers and wise spenders. READY TO START THE JOURNEY INTO THE WORLD OF MONEY? HERE'S A SNEAK PEEK AT WHAT'S INSIDE: * Unravel the mystery of earning and spending money wisely. * Learn how to transform a brilliant money-making idea into reality. * Master the art of saving with easy and effective strategies. * Take the first step in banking by choosing and opening a savings account. * Set and achieve financial goals like a pro. * Learn the crucial difference between needs and wants. * Dip your toes into the fascinating world of investing. And that's just the beginning! Every chapter is a stepping stone towards becoming financially independent. GIVE THEM THE GIFT OF MONEY SKILLS! Prepare your child for a future where money is a tool, not a challenge. Help them on their journey towards confidence, independence, and smart financial decisions. Click 'Add to Cart' now and set your child on the path to financial success.
The panic of 1819 was America's first great economic crisis. And this is Murray Rothbard's masterful account, the first full scholarly book on the topic and still the most definitive. It was his dissertation, published in 1962 but nearly impossible to get until this new edition.The American Economic Review was wild for this book when it appeared: "Rothbard's work represents the only published, book-length, academic treatise on the remedies that were proposed, debated, and enacted in attempts to cope with the crisis of 1819," the reviewer wrote. "As such, the book should certainly find a place on the shelf of the study of U.S. business cycles and of the economic historian who is interested in the early economic development of the United States."And specialists have treasured the book for years. It is incredible to realize that some American historians think of M.N. Rothbard as the author of this book and nothing else!The panic of 1819 grew largely out of the changes wrought by the War of 1812, and by the postwar boom that followed. The war also brought a rash of paper money, as the government borrowed heavily to finance the conflict. This would inevitably lead to suspension of specie payments in some parts of the country in 1814.Freed from the shackles of hard money, the suspension of specie led to a boom. When peace came, the so did the bust.But in the end, there was no widespread confusion on what caused the downturn. Instead, it was widely known that false prosperity is a very dangerous thing. It always turns to bust. But unlike today, the government didn't intervene. And precisely because there was no intervention, the panic ended quickly and peacefully.What we have here, then, is not only a dazzling historical account — the research here is deep and thorough, and the prose a model of exposition; it also points the way to how all economic downturns can and should be handled. For that reason, the Panic of 1819 offers important lessons for us today.To search for Mises Institute titles, enter a keyword and LvMI (short for Ludwig von Mises Institute); e.g., Depression LvMI
What is at the core of the Israeli-Palestinian conflict? What does justice demand of us in this conflict? This book clarifies an intimidatingly complex issue—and upends conventional views about America’s stake in it. In this book, Elan Journo explains the essential nature of the conflict, and what has fueled it for so long. What justice demands, he shows, is that we evaluate both adversaries—and America's approach to the conflict—according to a universal moral ideal: individual liberty. From that secular moral framework, the book analyzes the conflict, examines major Palestinian grievances and Israel's character as a nation, and explains what's at stake for everyone who values human life, freedom, and progress. What Justice Demands shows us why America should be strongly supportive of freedom and freedom-seekers—but, in this conflict and across the Middle East, it hasn't been, much to our detriment.
In this "provocative" book (New York Times), a contrarian physicist argues that her field's modern obsession with beauty has given us wonderful math but bad science. Whether pondering black holes or predicting discoveries at CERN, physicists believe the best theories are beautiful, natural, and elegant, and this standard separates popular theories from disposable ones. This is why, Sabine Hossenfelder argues, we have not seen a major breakthrough in the foundations of physics for more than four decades. The belief in beauty has become so dogmatic that it now conflicts with scientific objectivity: observation has been unable to confirm mindboggling theories, like supersymmetry or grand unification, invented by physicists based on aesthetic criteria. Worse, these "too good to not be true" theories are actually untestable and they have left the field in a cul-de-sac. To escape, physicists must rethink their methods. Only by embracing reality as it is can science discover the truth.
Bring your Dungeons & Dragons game to life with this collection of twenty beautifully rendered, full-color, tactical poster maps. Maps are a key element of every Dungeons & Dragons campaign. A map's importance in bringing your world to life can't be overstated. The same can be said for your encounter maps. Sometimes you need a visual representation of the area your adventurers are in, or perhaps tactical combat is simply the way your group rolls. However you play, we've got you covered. Twenty beautifully rendered, tactical poster maps are contained herein, perfect for bringing any D&D game to life. - 20 full color poster maps. Each is adorned with a 1-inch grid, perfect for use with D&D miniatures. - A wide assortment of terrain, environments, and locations are represented. - This "Best of" collection is carefully chosen from some of our most exciting adventures: - Tomb of Horrors (4th edition) - Vor Rukoth (4th edition) - Demon Queen's Enclave (4th edition) - Death's Reach (4th edition) - The Book of Vile Darkness (4th edition) - Kingdom of the Ghouls (4th edition) - Dungeon Master's Kit (4th edition) - Orcs of Stonefang Pass (4th edition) - Fields of Ruin (3rd edition) - Gargantuan Blue Dragon (3rd edition) - Vaults of the Underdark (4th edition) - Legend of Drizzt Scenario Pack (3rd edition) - Colossal Red Dragon (3rd edition) - Red Hand of Doom (3rd edition)