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Where Does Money Come From? reveals how, contrary to public perception, the bulk of today's money supply is created and allocated by commercial banks in their role as providers of credit. The authors argue that this system is inherently unstable, with little effective regulation of how much credit is provided or whether it is used for productive or speculative purposes. Based on detailed research and consultation with experts, including from the Bank of England, Where Does Money Come From? reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. This Second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe. Praise for Where Does Money Come From? “Refreshing and clear. The way monetary economics and banking is taught in many – maybe most - universities is very misleading and what this book does is help people explain how the mechanics of the system work”. David Miles, Monetary Policy Committee, Bank of England “It is amazing that more than a century after Hartley Withers’s The Meaning of Money and 80 years after Keynes’s Treatise on Money, the fundamentals of how banks create money still need to be explained. Yet there plainly is such a need, and this book meets that need, with clear exposition and expert marshalling of the relevant facts. Warmly recommended to the simply curious, the socially concerned, students and those who believe themselves experts, alike. Everyone can learn from it“. Victoria Chick, Emeritus Professor of Economics, University College London. I used Where Does Money Come From? as the core text on my second year undergraduate module in Money and Banking. The students loved it. Not only does it present a clear alternative to the standard textbook view of money, but argues it clearly and simply with detailed attention to the actual behaviour and functioning of the banking system. Highly recommended for teaching the subject. Dr Andy Denis, Director of Undergraduate Studies, Economics Department, City University, London

- The information below is per-pack only - Contains six (6) Boxes of 10 Peet's Major Dickason's Blend Dark Roast Coffee Keurig K-Cup Pods (60 K-Cup Pods Total - 100% Arabica Coffee - Flavor and Roast: Dark Roast. Flavorful, robust, full-bodied. Developed by Mr. Peet and his most discerning customer, Major Dickason's Blend epitomizes the rich, flavorful taste of Peet's - Brewing Methods: Peet's single serve, K-Cup Pods are compatible with all Keurig K-Cup Brewers - Recyclable: Peet's K-Cup Pods are fully recyclable - peel, compost or dispose grounds & recycle. Check locally, not recycled in all communities. - Sourcing with Impact: The coffee you buy can impact the welfare of the people and planet. Peet's is actively engaged in driving positive impact in communities where our coffees are grown.

Flavor Name: Major Dickason's Blend    Size: 60 Count (Pack of 2)

- Contains six (6) Boxes of 10 Peet's Major Dickason's Blend Dark Roast Coffee Keurig K-Cup Pods (60 K-Cup Pods Total - 100% Arabica Coffee - Flavor and Roast: Dark Roast. Flavorful, robust, full-bodied. Developed by Mr. Peet and his most discerning customer, Major Dickason's Blend epitomizes the rich, flavorful taste of Peet's - Brewing Methods: Peet's single serve, K-Cup Pods are compatible with all Keurig K-Cup Brewers - Recyclable: Peet's K-Cup Pods are fully recyclable - peel, compost or dispose grounds & recycle. Check locally, not recycled in all communities. - Sourcing with Impact: The coffee you buy can impact the welfare of the people and planet. Peet's is actively engaged in driving positive impact in communities where our coffees are grown.

Flavor Name: Major Dickasons Blend    Size: 60 Count (Pack of 1)

- WHY APPLECARE+ — Get protection, service and support direct from Apple. AppleCare+ covers unlimited repairs for accidental damage, like a cracked display, and includes coverage for the hardware and battery. Get convenient service at Apple Stores and Apple Authorized Service Providers around the world or schedule a pickup at your home or office with Onsite Service. Help is easy with 24/7 priority tech support from Apple experts. - SUPERCHARGED BY M4 PRO OR M4 MAX — The 16-inch MacBook Pro with the M4 Pro or M4 Max chip gives you outrageous performance in a powerhouse laptop built for Apple Intelligence.* With all-day battery life and a breathtaking Liquid Retina XDR display with up to 1600 nits peak brightness, it’s pro in every way.* - CHAMPION CHIPS — The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the most challenging workflows, like rendering intricate 3D content. - BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write, express yourself, and get things done effortlessly. With groundbreaking privacy protections, it gives you peace of mind that no one else can access your data—not even Apple.* - ALL-DAY BATTERY LIFE — MacBook Pro delivers the same exceptional performance whether it’s running on battery or plugged in. - APPS FLY WITH APPLE SILICON — All your favorites, including Microsoft 365 and Adobe Creative Cloud, run lightning fast in macOS.* - IF YOU LOVE IPHONE, YOU’LL LOVE MAC — Mac works like magic with your other Apple devices. View and control what’s on your iPhone from your Mac with iPhone Mirroring.* Copy something on iPhone and paste it on Mac. Send texts with Messages or use your Mac to answer FaceTime calls.* - BRILLIANT PRO DISPLAY — The 16.2-inch Liquid Retina XDR display features 1600 nits peak brightness, up to 1000 nits sustained brightness, and 1,000,000:1 contrast.* - ADVANCED CAMERA AND AUDIO — Stay perfectly framed and sound great with a 12MP Center Stage camera, three studio-quality mics, and six speakers with Spatial Audio and support for Dolby Atmos. - LEGAL DISCLAIMERS — This is a summary of the main product features. See below to learn more.

Style: Apple M4 Max chip    Capacity: 48GB Unified Memory, 1TB SSD Storage    Color: Silver    Set: with AppleCare+ (3 Years)

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Color: Donut Brown Coffee   

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Color: Pink Blue Camouflage   

- Better Hair: Made of 100% polyester, these silk-like satin pillowcases feature a smooth texture that minimizes friction, helping reduce hair breakage and control frizz. Perfect for curly, wavy, or delicate hair types - Better Skin: The buttery smooth surface of this pillowcase set reduces the chance of skin marks and wrinkles after a cozy night's sleep, providing you with a fabulous look even in the morning - Better Sleep: The silk-like fabric on this pillowcase set provides long-lasting durability against wear and tear. An envelope closure design ensures the pillow insert stays in place without sliding - Vegan Friendly: Unlike silk, no silkworms are employed in the making of this elegantly smooth pillowcase, making it an excellent choice for those with a vegan lifestyle - Vibrant Gift Option: This vibrant pillowcase set is available in dozens of color options, so you can always find the one that perfectly matches the mood and vibe for you or your recipients - What You Can Get: Indulge in a blissful night’s rest with our set of two king satin pillowcases (20" x 36")

Size: King (20" x 36")    Color: 34 - Space Grey    Number of Items: 2

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Color: American Flag Heart Beige   

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Color: White Stars Blue   

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Color: Donut Strawberry Cake   

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Color: Cute Donut Pink   

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Color: Purple Camouflage