A Comprehensive Overview of the Past, Present, and Future of Money Broken Money explores the history of money through the lens of technology. Politics can affect things temporarily and locally, but technology is what drives things forward globally and permanently. The book's goal is for the reader to walk away with a deep understanding of money and monetary history, both in terms of theoretical foundations and in terms of practical implications. From shells to gold, from papyrus bills of exchange to central banks, and from the invention of the telegraph to the creation of Bitcoin, Lyn Alden walks the reader through the emergence of new technologies that have shaped what we use as money over the ages. And beyond that, Alden explores the concept of what money is at its very foundation to give the reader a framework to analyze and compare different types of monetary technologies and monetary theories. The book also takes a distinctively human look at how money impacts the lives of real people, and how new monetary technologies shape the power structures within society. In the modern era, energy abundance and technological enhancements have broadly improved human well-being, but the global monetary system has been slow to keep up. There are over 160 active currencies in the world, each with a local monopoly over its own country, and with little or no acceptance elsewhere. Many of them are rapidly diluted, which continually devalues the savings and the wages of the billions of people who live and work within those jurisdictions. Being born in the "wrong" country makes saving money far harder than it needs to be. Nigeria has a population of over 200 million people and has averaged 13% annualized inflation over the past decade. Egypt cut its currency in half relative to the dollar twice over the past decade, which instantly devalued the savings and wages of its 100 million citizens. Dozens of countries have experienced at least triple-digit year-over-year inflation within the past four decades, including Brazil that outright hyperinflated in the 1990s while it was the fifth most populous country in the world. Europe and Japan had $18 trillion worth of negative-yielding bonds in 2019, right before a wave of inflation wiped their purchasing power away. In 2021, the chairman of the U.S. Federal Reserve dismissed the idea that the sharp rise in the money supply from the pandemic stimulus would lead to price inflation. By 2022, as major inflation emerged, the chairman rapidly changed his outlook and tightened monetary policy so quickly that it led to the failure of some of the largest banks in the country. How did we get to this point? Why isn't our money better than this in the 21st century? Broken Money answers these questions by examining the current mix of technology that has led to these limitations, and then explores emerging technologies that may be able to provide us with a monetary system that is fit for the modern era.
- LifeStraw Go Series is the ULTIMATE SIDEKICK. The BPA-Free bottle filters out nasties so you can fill up from airport bathrooms, a tap in Mexico, or a gas station while road-tripping - IMPROVES TASTE: the Carbon filter reduces chlorine, odors plus organic chemical matter - FILTERS OUT CONTAMINANTS: the Membrane microfilter protects against 99.999999% Bacteria (including E.coli plus Salmonella), 99.999% Parasites (including Giardia and Cryptosporidium), 99.999% Microplastics, sand, dirt, and cloudiness - LONG LASTING: The membrane microfilter lasts up to 1,000 gal (4,000 L) - about five years of daily use. Carbon filter lasts up to 26 gallons (100 L) - about two months - SAVES WASTE: The membrane microfilter lasts up to 4,000 liters. That’s 8,000 single use plastic water bottles out of our parks, our oceans, and our communities
Color: Laguna Teal
- This makeup range with ultra-delicate mousse texture gives the face an even, naturally matte complexion and allows the skin to breathe ly. - The ultra-delicate mousse texture provides an even complexion and a natural, matte finish. The make-up feels pleasantly light, does not clog pores and allows the skin to breathe ly. Dermatologically tested and dermatologically tested. - For combination skin, blemished skin, mature skin, vegan, perfume, alcohol, parabens, nanoparticles free, gluten free, acetone. - We say no to animal testing. cosnova is listed internationally with essence and CATRICE both at PETA Germany and PETA
- PRECISION PRESSURE GAUGE: Maximum 160 PSI GOBKO bike floor pump with mechanical gauge. The pressure gauge features a copper movement and provides highly accurate, easy to read pressure values - UPGRADED MATERIALS: The pump features high strength steel, making it more wear resistant with a smooth surface. The thickened rubber tube is frost proof and resistant to high temperatures. Ergonomic handle and anti slip base for better stability - SCHRADER AND PRESTA VALVES: Made of premium materials, ensuring durability. Suitable for almost all tires, provide fast and reliable inflation whether on a bike ride or a trip - WIDELY APPLICATIONS: Include a multifunctional adapter, four needles and two nozzles. Inflating high pressure tires of bikes, off road bikes, and motorcycles. Additionally, it can inflate swimming rings, sports balls - GOBKO is dedicated to providing exceptional products and excellent after sales support to ensure you have a great time when using a bicycle pump
Style: Portable & Mechanical Orange
One of the biggest questions of the financial crisis has not been answered until now: What happened at Lehman Brothers and why was it allowed to fail, with aftershocks that rocked the global economy? In this news-making, often astonishing book, a former Lehman Brothers Vice President gives us the straight answers—right from the belly of the beast. In A Colossal Failure of Common Sense, Larry McDonald, a Wall Street insider, reveals, the culture and unspoken rules of the game like no book has ever done. The book is couched in the very human story of Larry McDonald’s Horatio Alger-like rise from a Massachusetts “gateway to nowhere” housing project to the New York headquarters of Lehman Brothers, home of one of the world’s toughest trading floors. We get a close-up view of the participants in the Lehman collapse, especially those who saw it coming with a helpless, angry certainty. We meet the Brahmins at the top, whose reckless, pedal-to-the-floor addiction to growth finally demolished the nation’ s oldest investment bank. The Wall Street we encounter here is a ruthless place, where brilliance, arrogance, ambition, greed, capacity for relentless toil, and other human traits combine in a potent mix that sometimes fuels prosperity but occasionally destroys it. The full significance of the dissolution of Lehman Brothers remains to be measured. But this much is certain: it was a devastating blow to America’s—and the world’s—financial system. And it need not have happened. This is the story of why it did.
No description available.
Color: Forest Green (12-pack) Number of Items: 12
- BILLIONS OF BUTTS WIPED: We make flushable wipes—billions of 'em. We started this hole revolution against toilet paper from our apartment and now wipe over 4 billion butts every year. So join us. You'll have never felt so fresh after that morning coffee - EXTRA LARGE FLUSHABLE WIPES: When it comes to flushable wipes, size matters. And we're big. Because nobody wants a little wipe after a big burrito - FLUSHABLE & PLANT SOURCED FIBERS: Our wipes are made with plastic free & plant sourced fibers. Unlike baby wipes, DUDE Wipes are sewer and septic-safe. Say goodbye to toilet paper and say hello to DUDE flushable wet wipes for the whole family - BEST CLEAN PANTS DOWN: Made with 99% water and plant-based ingredients, DUDE wipes are unscented, hypoallergenic, alcohol-free, and paraben-free. They're soaked with Aloe Vera and Vitamin E to protect your sensitive skin and DUDE regions - WET BEATS DRY: We promise once you try DUDE Wipes you'll never go back. Designed for a clean, more refreshing feeling than toilet paper, our plush wet wipes come in sleek dispenser packs that fit perfectly on your throne
Scent: Fragrance Free Size: 48 Count (Pack of 6)
- LifeStraw Go Series is the ULTIMATE SIDEKICK. The BPA-Free bottle filters out nasties so you can fill up from airport bathrooms, a tap in Mexico, or a gas station while road-tripping - IMPROVES TASTE: the Carbon filter reduces chlorine, odors + organic chemical matter - FILTERS OUT CONTAMINANTS: the Membrane microfilter protects against 99.999999% Bacteria (including E.coli + Salmonella), 99.999% Parasites (including Giardia and Cryptosporidium), 99.999% Microplastics, sand, dirt, and cloudiness - LONG LASTING: The membrane microfilter lasts up to 1,000 gal (4,000 L) - about five years of daily use. Carbon filter lasts up to 26 gallons (100 L) - about two months - SAVES WASTE: The membrane microfilter lasts up to 4,000 liters. That’s 8,000 single use plastic water bottles out of our parks, our oceans, and our communities
Color: Clear
No description available.
- 【MATERIAL】Made of 55% Euro Flax 45% Cotton Fabric, Premium Quality! 160 GSM (For making the fabric soft, the fabric handling process will cause an uncontrollable shrinkage, so the final GSM will have 5% more or less deviation). Our products have been certified according to STANDARD 100 by OEKO-TEX, which is eco-friendly. - 【FULL SIZE】1 x Fitted Sheet: 54''x 76''x14''. Deep pocket design with an elastic all around the sheet, it can fix your mattress well, no shifting. - 【ADVANTAGE】This blend fabric combines the softness of cotton with the strength of linen and creates an amazing linen-like quality and texture, which is more cost-effective and better durability, making it an ideal choice for all year round sleep. - 【USE INSTRUCTION】Gentle cycle wash under 60℃, with similar colors. Do not use detergent that contains bleach or whitener. Tumble dry with medium heat. Warm ironing if needed. Do not dry clean. - 【CUSTOMER SERVICE】We provide 24/7 customer service. If there's any problem with the product, please contact us, we will help you solve it within 24H. ◆TIPS—The linen cotton blended duvet cover set/ sheet set/ flat sheet/ bed skirt/ pillowcases are available, you can find their image options at the bottom of the description.
Size: Full Color: Grey
- 【MATERIAL】Made of 55% Euro Flax 45% Cotton Fabric, Premium Quality! 160 GSM (For making the fabric soft, the fabric handling process will cause an uncontrollable shrinkage, so the final GSM will have 5% more or less deviation). Our products have been certified according to STANDARD 100 by OEKO-TEX, which is eco-friendly. - 【FULL SIZE】1 x Fitted Sheet: 54''x 76''x14''. Deep pocket design with an elastic all around the sheet, it can fix your mattress well, no shifting. - 【ADVANTAGE】This blend fabric combines the softness of cotton with the strength of linen and creates an amazing linen-like quality and texture, which is more cost-effective and better durability, making it an ideal choice for all year round sleep. - 【USE INSTRUCTION】Gentle cycle wash under 60℃, with similar colors. Do not use detergent that contains bleach or whitener. Tumble dry with medium heat. Warm ironing if needed. Do not dry clean. - 【CUSTOMER SERVICE】We provide 24/7 customer service. If there's any problem with the product, please contact us, we will help you solve it within 24H. ◆TIPS—The linen cotton blended duvet cover set/ sheet set/ flat sheet/ bed skirt/ pillowcases are available, you can find their image options at the bottom of the description.
Size: Full Color: White