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Where Does Money Come From? reveals how, contrary to public perception, the bulk of today's money supply is created and allocated by commercial banks in their role as providers of credit. The authors argue that this system is inherently unstable, with little effective regulation of how much credit is provided or whether it is used for productive or speculative purposes. Based on detailed research and consultation with experts, including from the Bank of England, Where Does Money Come From? reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. This Second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe. Praise for Where Does Money Come From? “Refreshing and clear. The way monetary economics and banking is taught in many – maybe most - universities is very misleading and what this book does is help people explain how the mechanics of the system work”. David Miles, Monetary Policy Committee, Bank of England “It is amazing that more than a century after Hartley Withers’s The Meaning of Money and 80 years after Keynes’s Treatise on Money, the fundamentals of how banks create money still need to be explained. Yet there plainly is such a need, and this book meets that need, with clear exposition and expert marshalling of the relevant facts. Warmly recommended to the simply curious, the socially concerned, students and those who believe themselves experts, alike. Everyone can learn from it“. Victoria Chick, Emeritus Professor of Economics, University College London. I used Where Does Money Come From? as the core text on my second year undergraduate module in Money and Banking. The students loved it. Not only does it present a clear alternative to the standard textbook view of money, but argues it clearly and simply with detailed attention to the actual behaviour and functioning of the banking system. Highly recommended for teaching the subject. Dr Andy Denis, Director of Undergraduate Studies, Economics Department, City University, London

In this exciting new graphic novel, economist Bryan Caplan examines how changes to housing regulation can lead us to a vastly better world. Why are housing prices in America so unbelievably high, especially in the country's most desirable locations? The superficial answer is “supply and demand,” but the deep answer―the reason supply is so low―is a regulatory system that treats developers like criminals. In Build, Baby, Build: The Science and Ethics of Housing Regulation, economist Bryan Caplan makes the economic and philosophical case for radical deregulation of this massive market―freeing property owners to build as tall and dense as they wish. Not only would the average price of housing be cut in half, but the building boom unleashed by deregulation would simultaneously reduce inequality, increase social mobility, promote economic growth, reduce homelessness, increase birth rates, help the environment, cut crime, and more. Combining stunning homage to classic animation with careful interdisciplinary research, Build, Baby, Build takes readers on a grand tour of a bona fide “panacea policy.” We can start realizing these missed opportunities as soon as we abandon the widespread misconception that housing regulation solves more problems than it causes.

- MZ-V9E2T0BW

Capacity: 2 TB    Style Name: 990 EVO

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Colour Name: Orange11    Size Name: EU 42/43

- Made from 2.5 mm thick galvanised steel - Durable and corrosion resistance - Corner rib reinforcement enhances load-carrying capability - The bracket has 23 fixing holes of various shapes and sizes - Can be used with any combination of timber, steel and masonry surfaces

Size Name: 60 x 60 x 40 mm

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Farbe: A Schwarz

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Colour Name: Vintage Red Mottled    Size Name: S

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Principles of Economics is a university-level textbook offering a comprehensive, engaging, and easy-to-read overview of the field of economics that is valuable to the university student, the general reader, and the professional economist. Saifedean Ammous’ first book, The Bitcoin Standard, is an international best-seller that has been translated into 37 languages. The book garnered praise from respected scholars, successful entrepreneurs, professional athletes, and countless readers worldwide for its engaging and enlightening presentation of sophisticated economic and technical concepts, delivered in a style accessible to the general reader. With its sequel, The Fiat Standard, Ammous established himself as one of the world’s most effective communicators of economic ideas, whose writing resonates with a growing global readership. In Principles of Economics, his most ambitious and elaborate work to date, Ammous offers readers a potent antidote to the modern economics textbook. After two decades of learning and teaching economics at university level, Ammous became aware that most economic textbooks confuse more than they illuminate and most university students tasked with reading them learn very little that is useful and actionable. The culmination of four years' work, this book uses the underappreciated approach of the Austrian school of economics to introduce the principles, methods, and concepts of economics in a readable, engaging, and informative manner. Rather than relying on mathematical analysis of aggregates and arcane theoretical models, the book uses the clear written word to effectively illustrate key economic concepts. The book first presents the Austrian school method and the foundational concepts of value and time. With these foundations laid, the second part of the book explores how humans act individually to achieve their ends under scarcity—in other words, how humans economize. A chapter is dedicated to detailed overviews of labor, property, capital, technology, and energy, and each topic is accompanied by vivid examples explaining its relevance to the reader. The third part of the book examines economizing in the social context, with chapters examining trade, money, the market order, and capitalism—important concepts that are often shrouded by misconceptions in most modern treatments. The fourth part of the book presents the Austrian perspective on monetary economics, laying the groundwork through a detailed discussion of time preference, followed by a discussion of banking and credit, and the business cycle and its monetary origins. The final section of the book explains why respect for property rights in an extended market order is the basis for human civilization, how the market order protects against aggression, and the failures of monopoly provision of defense.

This international bestseller, with more than 5 million copies sold, offers a field-tested approach to high-stakes negotiations and conflict resolution—whether in the boardroom, in your community, or at home. Life is a series of negotiations, and negotiation is at the heart of collaboration—whether you are a business executive, a salesperson, a parent , a community leader, or a spouse. As a former FBI hostage negotiator, Chris Voss gives you the negotiation skills to be effective in any situation: negotiating a business deal, buying (or selling) a car, negotiating a salary, acquiring a home, renegotiating rent, deliberating with your partner, or communicating with your children. Taking the power of persuasion, tactical empathy, active listening, and intuition to the next level, Never Split the Difference gives you the competitive edge in any difficult conversation or challenging situation. This book is a masterclass in influencing others, no matter the circumstances. After a stint policing the rough streets of Kansas City, Chris Voss joined the FBI, where his career as a hostage negotiator brought him face-to-face with a range of criminals, including bank robbers and terrorists. Reaching the pinnacle of his profession, he became the FBI’s lead international kidnapping negotiator. Never Split the Difference distills the Voss method, revealing the skills that matter most when it comes to achieving your goals in both your professional and personal life. Step-by-step, Voss show you how to: * Establish Rapport  * Create Trust with Tactical Empathy * Gain the Permission to Persuade  * Shape What Is Fair  * Calibrate Questions * Transform Conflict into Collaboration * Spot Liars * Create Breakthroughs by Revealing the Unknown Unknowns Never Split the Difference is your definitive source for effective business communication, defusing potential crises, winning people over, and achieving your goals at work and at home.

- LA MANGUERA PARA JARDÍN MÁS AVANZADA DEL MERCADO: hecha con materiales de la mejor calidad y un diseño ultramoderno, ¡la Flexi Hose es la manguera más funcional, ligera y flexible que puedes conseguir! Tiene la longitud perfecta para que moverla a lo largo del jardín sea fácil y cómodo, ¡incluso cuando esté llena de agua! - NI ROTURAS NI ENREDOS: la Flexi Hose está fabricada con materiales de la mejor calidad y un diseño muy moderno que nunca se enreda, tuerce o rompe. Nunca te tendrás que volver a preocupar de desenredar tu manguera. - SIN GOTEOS: ¡di adiós a tu vieja manguera que te desesperaba con tanto goteo! ¡La Flexi Hose cuenta con resistentes conectores de latón de 2 cm y el tubo de doble látex te garantiza que los goteos han quedado en el pasado! Además, tiene una resistente válvula de encendido/apagado y la Flexi Hose puede soportar hasta 12 BAR de presión y temperaturas de hasta 45 grados Celsius. - MUY FÁCIL DE USAR Y GUARDAR: uso y almacenamiento increíblemente sencillos gracias a su diseño extensible. Superligera, la increíble manguera Flexi Hose se despliega hasta conseguir un tamaño 3 veces mayor, y vuelve a su longitud original en cuestión de minutos para que puedas guardarla cómodamente. - BOQUILLA GIRATORIA CON 8 TIPOS DE DISPERSIÓN: junto con tu Flexi Hose recibirás una boquilla giratoria de gran calidad y con 8 tipos de salida, ideal para un gran número de usos, desde regar las plantas hasta lavar a tus mascotas o tu coche. La boquilla de aspersión está hecha de resistente aleación de zinc y cuenta con un mango de goma ergonómico que no se resbala y es muy cómodo.

Color: Negro    Tamaño: 15 metres

- This phone is compatible with carriers on the GSM network (e.g. AT&T, T-Mobile, Metro). - Please check with your carrier to verify compatibility. - When you receive the phone, insert a SIM card from a compatible carrier. Then, turn it on, connect to Wi-Fi, and follow the on screen prompts to activate service. - The device does not come with headphones or a SIM card. It does include a generic (Mfi certified) charger and charging cable. - Tested for battery health and guaranteed to have a minimum battery capacity of 80%.

Color: Green    Service Provider: GSM Carriers    Product grade: Renewed